A plan to fit
Explore HSA, WSA and combined plans, with allocations and employee classes tailored to the employer.
FOR BENEFITS ADVISORS
More ways to help
your clients care.
Health and wellness spending accounts for advisors and their employer clients. Compare funding options and manage client plans through Aya’s advisor portal.
CHOICE FOR CLIENTS. VISIBILITY FOR YOU.
Keep the client’s needs at the centre.
A funding choice
Help clients understand the trade-off between funded card spending and reimbursement after employer funding.
A portfolio view
Access client companies, enrolment information and reports through your advisor portal.
THE ADVISOR EXPERIENCE
From first conversation
to plan administration.
Show the options, confirm the agreement and guide the client through enrolment. Employees and plan administrators have their own portal access.
- Add a client company and support enrolment
- View employee counts and status
- Download reports by date range
- Coordinate with Aya for product and portal guidance
Clear commercial terms.
Advisor pricing and compensation are agreed separately from retail pricing. Confirm Aya’s fees and any advisor charges in the client’s quote.
Agree on the fee basis, advisor compensation and payment timing, client and data access, service responsibilities, branding, and termination terms before enrolling a client.
Build the benefits conversation around the numbers.
Explore HSAs and WSAs alongside insurance, with a cost comparison your clients can use.
Your advisor resource guide.
Keep Aya’s original portal guide alongside your client conversation.
FREQUENTLY ASKED QUESTIONS
Working with Aya.
Product Offering
How is Aya different from other benefit providers?
Aya offers transparency with no hidden fees, clear reporting, invoicing, and commission structures. Advisors, businesses, and employees all enjoy 24/7 access to personalized portals.
Are white-label options available?
Yes! Customize the prepaid Visa card, portals and reports with your company’s colours and logo.
Eligibility and Existing Benefits
Are there restrictions on who I can sell Aya to?
Aya is available to all registered businesses in Canada—small, medium, large, or enterprise—with one or more employees, with no size restrictions. Self-employed individuals qualify if they receive T4 income from their incorporated business.
What if my client already has a provider?
No problem! Eligible expenses go to the primary group benefits plan first, then to a partner’s plan if applicable. Any unpaid portions can then be submitted to Aya’s HSA/WSA for comprehensive coverage.
Onboarding and Setup
How long does client onboarding take?
Once we receive the completed application, onboarding is completed within 24 hours.
What happens after my client is onboarded?
Once enrolled, the business owner and plan admins receive automated welcome emails with everything they need to get started, including team enrolment guides. Employees gain portal access with real-time updates and engagement tools to encourage usage.
Maintenance and Renewals
What happens during renewal season?
Renewal reminders are automated, with notifications sent at 90, 60, and 30 days before renewal. This gives you time to consider plan updates, like adding HSA/WSA or adjusting class structures.
If no changes are required, no action is needed—your plan will auto-renew!
Will the Aya plan cost increase year over year?
No, costs only change if the employer updates benefit limits or if you update your fees. Unused funds are returned to the employer!
Additional Support
Does my client need an HR department to manage Aya?
No HR needed! Aya is designed to be simple and user-friendly for any business size. Our support team is here to help, and advisors have VIP access to our C-Suite team.
Can I share resources with a client?
Yes! Share Aya’s account guides and recorded walkthroughs with your clients. They cover enrolment, plan administration, claims and the employee experience.
YOUR PLAN STARTS HERE
Let’s work through a client scenario.
Get answers about product choices, the advisor portal and your client’s setup.