What is a
health spending account?
A 100% tax-free benefit for both corporations and employees.
It is like having a bank that employees can use for all of their medical,
dental, and vision expenses.
Who should have
an HSA?
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Employers who want to provide their employees the versatility to spend their funds where they want.
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Employers who want cost certainty with their employees benefit plan.
![Aya_Website_Social_Homepage_blank_08 Aya_Website_Social_Homepage_blank_08](https://ayacare.com/wp-content/uploads/elementor/thumbs/Aya_Website_Social_Homepage_blank_08-qclrowpt0jnvsuynyvejo2g33pwdb51cymbj2gxbeo.jpg)
Employers who are tired of paying for benefits whether their employees use them or not.
HSA, what’s covered?
Professional Services
- Acupuncturist (qualified medical practitioner)
- Chiropodist
- Chiropractor
- Christian Science Practitioner
- Dental Mechanic Dentist
- Gynecologist
- Massage (Provincially Registered Therapist)
- Naturopaths
- Neurologist
- Optometrist
- Osteopath
Hospital
Coverage
- Anesthetist Hospital Bills
- Outpatient Services
- Pediatrician
- Physician
- Physiotherapist
- Plastic Surgeon
- Podiatrist
- Practical Nurse (medical services only)
- Psychiatrist
- Psychoanalyst
- Psychologist Registered
- Midwife Registered
- Nurse
- Speech Therapist (pathological or audiological impediments only)
- Surgeon
Dental
Services
- Cleaning, polishing,
- oral hygiene instruction
- Dental Checkups
- Dental X-rays Dentures
- Restorative Procedures such as Crown, Implants (no purely cosmetic procedures)
- Orthodontics (including braces, no purely cosmetic procedures)
- Extracting Teeth
- Filling Teeth including root canal
- Fluoride treatments
- Gum Treatment
Professional Services
- Acupuncturist (qualified medical practitioner)
- Chiropodist
- Chiropractor
- Christian Science Practitioner
- Dental Mechanic Dentist
- Dermatologist
- Gynecologist
- Massage (Provincially Registered Therapist)
- Naturopaths
- Neurologist
- Optometrist
- Osteopath
Hospital
Coverage
- Anesthetist Hospital Bills
- Outpatient Services
- Pediatrician
- Physician
- Physiotherapist
- Plastic Surgeon
- Podiatrist
- Practical Nurse (medical services only)
- Psychiatrist
- Psychoanalyst
- Psychologist Registered
- Midwife Registered
- Nurse
- Speech Therapist (pathological or audiological impediments only)
- Surgeon
Dental
Services
- Cleaning, polishing,
- oral hygiene instruction
- Dental Checkups
- Dental X-rays Dentures
- Restorative Procedures such as Crown, Implants (no purely cosmetic procedures)
- Orthodontics (including braces, no purely cosmetic procedures)
- Extracting Teeth
- Filling Teeth including root canal
- Fluoride treatments
- Gum Treatment
Premiums
Vision
- Artificial Eye
- Eye glasses or Contact
- Lens (prescribed)
- Laser Eye surgery
- Optician / Optometrist
Medicines
- Any medicine or drug purchased (prescribed by a medical practitioner or dentist and recorded by a licensed pharmacist)
- Vitamin B12 - for pernicious anemia
- Oxygen Masks / Tent
- Vaccines
- X-ray Technician
- Laser Eye surgery
- Optician / Optometrist
- Oxygen Tapes or tablets for sugar content tests by diabetics, if the procedure has been required by a physician
Vision
- Artificial Eye
- Eye glasses or Contact
- Lens (prescribed)
- Laser Eye surgery
- Optician / Optometrist
Medicines
- Any medicine or drug purchased (prescribed by a medical practitioner or dentist and recorded by a licensed pharmacist)
- Vitamin B12 - for pernicious anemia
- Oxygen Masks / Tent
- Vaccines
- X-ray Technician
- Laser Eye surgery
- Optician / Optometrist
- Oxygen Tapes or tablets for sugar content tests by diabetics, if the procedure has been required by a physician
Premiums
HSAs are single largest incentive for an employee to stay with an employer
78%
of employees consider having an HSA is what makes their benefits plan excellent
19%
increase in employee satisfaction with their benefits by adding an HSA
WSA, what is it and
what’s covered?
A wellness spending account (WSA) is a taxable account that you and your dependents can use for anything your employer decides for your wellness.
Alternative and Complementary Therapies
Assistive Devices, Supplies, & Equipment
- Acoustic Coupler
- Artificial Eye or Limb
- Artificial Kidney Machine
- Assistance Animal
- Assisted Breathing Device
- Assisted Communication Devices
- Audible Signal Device
- Bathtub, Shower, Toilet Assistance Device
- Blood Coagulation Monitor
- Bone Conduction Receiver
- Bone Marrow Transplant
- Brace For A Limb
- Braille Note-Taker Device
- Braille Printer
- Breast Prosthesis
- Custom Made Wig
- Electronic Bone Healing Device
- Electronic Or Computerized Environmental Control System
- Extremity Pump Or Elastic
- Support Hose
- Hearing Aid
- Hospital Bed
- Incontinence Products
Devices
- Inductive Coupling Osteogenesis Stimulator
- Infusion Pump
- Large Print-On Screen Mobility Devices
- Needles & Syringes
- Optical Scanner
- Oxygen Tent
- Pacemaker
- Page-Turner Device
- Phototherapy Equipment
- Pressure Pulse Therapy Device
- Rocking Bed
- Special Television Signals Decoder
- Spinal Brace/ Support
- Sudden Infant Death Syndrome Prevention Device
- Truss For A Hernia
- Visual Or Vibratory Signaling Device
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