Why us?

We offer a suite of flexible, technology-driven employee benefit solutions tailored for Canadian employers and their teams, including Health Spending Accounts (HSA), Wellness Spending Accounts (WSA), and a combined Flex plan.

Two Funding Options : PrePay or PostPay

PREPAY:  Contributions from employers are loaded to our exclusive AYA VISA card, making paying out pocket for Health or Wellness expenses a thing of the pass!

Benefits:

  • Immediate Access: The Aya Visa card can be used anywhere in Canada and abroad at authorized health and wellness merchants.
  • Easy Claims: Submit receipts through the Aya app or web portal.
  • Flexible contribution: Employers can make contributions monthly, quarterly or annually, whatever fits best their organization’s budget.
  • Real Time Tracking: Monitor balances, view claim history, and manage allocations seamlessly using our online and mobile platforms. 
  • Unused funds: Funds no spent by your staff will be returned to the employer.

.

POSTPAYThe Postpay option, often referred to as “Pay-As-You-Go,” provides employers with a flexible and efficient way to manage health benefits expenses and the company’s cashflow.

Benefits:

  • On demand reimbursement: Employees submit receipts as needed.
  • Easy Claims: Submit receipts through the Aya app or portal for quick reimbursement.
  • Real Time Tracking: Monitor balances, view claim history, and manage allocations seamlessly using our online and mobile platforms
  • Employers only pay for benefits used: Stop wasting money on insurance premiums that your staff cant never use 100%. Pay only for the benefits they use. 

Your new benefits plan is waiting

Convenient, paperless and innovative.

Success stories

Aya stories of life happening for you,
not against you

Employee

Signup takes less than a minute with Aya.

Employer

With Aya, I get treated like a valued customer.

Advisor

With Aya, I make more money compared to other products.

Flexiblity

I use Aya by giving my employees the flexibility they need.

Freedom

My employees can spend where they want versus insurance companies dictating where you can spend.

Digital

With Aya, I can onboard and manage all of my customers digitally.

Sign up

Claim your card to cover health
and wellness expenses

We 100% protect your privacy

Aya Sign Up Form

Welcome to Aya's Media Center
Flip through our latest press release