Hello Aya Card

Features and Benefits of the Aya Prepaid Card

• No Credit Check
  There’s no credit check needed to obtain a prepaid card.
• No Bank Account Required
  You don’t need a bank account to obtain or use this card, making it a great option for those without a traditional banking relationship.
• Available to Those with No Credit History
  This card is available for customers who are unable to obtain a credit card due to unsatisfactory or no credit history.
• Widely Accepted
  Our prepaid cards can be used almost anywhere that major payment methods are accepted, for both in-store and online purchases.
• Budgeting Tool
  Use it as a budgeting tool to avoid overspending, as you can only spend what is loaded onto the card.
• No Debt Risk
  Since you’re only spending money that has been pre-loaded, there’s no risk of incurring debt.
• Avoid Overdraft and NSF Fees
  You can avoid overdraft or overlimit fees, as the card stops working when it reaches a $0 balance. Additionally, there are no non-sufficient funds (NSF) fees if your balance is too low to make a purchase. With typical NSF fees averaging $45, this can save significant costs.
• Transparent Fees
  There are no hidden fees. All fees are clearly outlined in the application form, so you’ll know exactly what you’ll be charged.
• Safer Than Cash
  The card is safer than carrying cash and comes with a zero-liability guarantee.
• No Lock-In
  You can transfer out your money and stop using the card at any time, with no further fees once you stop using it.
  
  

These features make the Aya Prepaid Card easy to use with worldwide acceptance and no risk of overspending.

Reasons Why This Prepaid Card May Not Be Right for You 

(Ask us about our pay-as-you-go option!):

• No Interest Earned
  You won’t earn interest on the balance of this prepaid card. If you plan to deposit a large balance and leave it unused, this may not be the right choice for you.
• Does Not Build Credit
  Prepaid card activity is not reported to credit agencies, so it won’t help build your credit score.
• May Have Higher Fees
  If you’re looking for a low-fee or no-fee product, this card could be more expensive than traditional debit or no-fee credit cards.