“I Love my
Avoid paying out-of-pocket for
health and wellness expenses.
Loved by Canada's healthiest companies
Health Spending Account (HSA)
Did you know?
“Finances are the top cause of employee stress, more than job, health, and, relationship stress combined”
-2021 PwC Employee Financial Wellness Survey
How it works
Claim your Aya Mastercard®
compliments of your employer 🙂
Swipe card to pay for approved
health & wellness services
Snap photo of receipt instead
of expense reports and
Claim your card to cover health
and wellness expenses
We 100% protect your privacy
Aya is the best choice for Canadians
It’s your choice, your money
Spend where you want on what you want for your health and wellness expenses
- Simple – Aya Mastercard means no out-of-pocket expenses
- Speed – Photograph receipt and upload to submit claims
- Sharing – Aya is for the whole family
Aya stories of life happening for you,
not against you
Frequently asked questions
Aya is a Canadian fintech company that focuses on simple payment technology to help mitigate rising healthcare costs.
A Health Spending Account is a flexible way employers can provide their employees with health benefits allowing employees to choose where they spend their allotted funds Employers contributions are 100% tax-deductible and employees expenses are tax-free.
Employees love HSA’s because they get to choose where they spend their allocated dollars. Using the Aya Mastercard® they never have to go out-of-pocket on medical expenses. It’s like having a bank account they can use for their medical, dental and vision expenses. An employer can also write off 100% of the costs related to it’s HSA and all expenses are tax-free to employees. In recent HR surveys, having an HSA is also a leading reason why an employee chooses to stay with an employer.
At any health or wellness merchant worldwide. Swipe to pay for medical expenses at doctor’s offices, pharmacies, dentist offices, vision care as well as many other modern treatments from a variety of expert practitioners. Click here to see the full list of expenses covered with Aya Mastercard®.
Your employer allocates a specific amount. You will be notified of the amount and then simply use your Aya Mastercard® to pay for eligible expenses up to your allotted allowance.
Awesome. We have the answers – call us duing normal work hours from 9AM to 5PM EST at 888-427-6682.
Join us on Aya’s mission
to bring health and wellness
to the entire planet.