Health and Wellness Spending Accounts
(HSAs + WSAs):
Care enhanced by AI


Competitive industry rate structure
Unbelievable simplicity of onboarding and management
Visibility through best-in-class reporting

Loved by Canada's healthiest companies

Health Spending Account (HSA)

Avoid paying
out-of-pocket for


Did you know?

“Finances are the top cause of employee stress, more than job, health, and, relationship stress combined”

-2021 PwC Employee Financial Wellness Survey

$ 0
Average out-of-pocket spend per employee

How it works


Get Your
Free Card

Claim your Aya Card
compliments of your employer 🙂



Never Pay

Swipe card to pay for approved
health & wellness services


No More

Snap photo of receipt instead
of expense reports and

Open account

Claim your card to cover health
and wellness expenses

We 100% protect your privacy

Why us?

Aya is the best choice for Canadians

Success stories

Aya stories of life happening for you,
not against you

Signup takes less than a minute with Aya.
With Aya, I get treated like a valued customer.
With Aya, I make more money compared to other products.
I use Aya by giving my employees the flexibility they need.
My employees can spend where they want versus insurance companies dictating where you can spend.
With Aya, I can onboard and manage all of my customers digitally.

Frequently asked questions

Aya is a Canadian technology company that makes it easier to pay for healthcare expenses.

A Health Spending Account is a way for an employer to give their workers more freedom in how they use their money for health needs. The employer can take their payments off their taxes and the workers would not have to pay taxes on their expenses.
Employees enjoy using Health Savings Accounts (HSA) because they can decide where to use the money given to them. With the Aya card, employees don’t have to pay medical costs upfront. The HSA is like a personalized bank account for medical, dental, and vision expenses. Employers can write off all HSA expenses and it’s tax-free for employees. Recent HR surveys reveal that employees choose to stay with an employer because of the HSA benefits.

At any health or wellness merchant worldwide. Swipe to pay for medical expenses at doctor’s offices, pharmacies, dentist offices, vision care as well as many other modern treatments from a variety of expert practitioners. Click here to see the full list of expenses covered with Aya HSA.

Once your employer has issued your payment, you may choose to utilize your Aya Card to facilitate specific transactions. It is important to note that the total amount charged to your account cannot exceed the exact sum disbursed by your employer.

Ask your employer to contact Aya or refer them to the website:

Awesome. We have the answers – call us duing normal work hours from 9AM to 5PM EST at 888-427-6682 or reach out at

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to bring health and wellness
to the entire planet.

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