The best way to pay for health & wellness

Canada's #1 Choice for Health Spending Accounts

The Best Way To Pay For Health And Wellness

Employees now choose how to spend their medical allowances

Top Brands Choose Aya

A better way to pay

Employers give employees an allowance for their choice of health and wellness expenses.

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$ 0
2021 Total HSA's Value in Canada



I use Aya by giving my employees the flexibility they need.

Why everyone loves Aya

Win-win-win for employees, employers and advisors.

Hello Aya Mastercard®

goodbye out-of-pocket

How it works

Hello spending allowance

goodbye out-of-pocket


Aya stories

93% employees like having a Health Spending Account


Signup takes less than a minute with Aya.


With Aya, I get treated like a valued customer.


With Aya, I make more money compared to other products.


I use Aya by giving my employees the flexibility they need.


My employees can spend where they want versus insurance companies dictating where you can spend.


With Aya, I can onboard and manage all of my customers digitally.

Aya is the best choice for Canadian companies

Other HSAs


Control healthcare exposure

Card payment

AI adjudication

Deep insights

Transparent fees

Financial infrastructure

API Integration


"The Aya Prepaid Mastercard® Changes Everything."
Stefan Ionescu
Global Head Employee Benefits,
Sterling Capitol Brokers

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Quick call to walkthrough the experience with an Aya success specialist.

Frequently asked questions

Aya is a Canadian fintech company that focuses on simple payment technology to help mitigate rising healthcare costs.

A Health Spending Account is a flexible way employers can provide their employees with health benefits allowing employees to choose where they spend their allotted funds Employers contributions are 100% tax-deductible and employees expenses are tax-free.

Employees love HSA’s because they get to choose where they spend their allocated dollars. Using the Aya Mastercard® they never have to go out-of-pocket on medical expenses. It’s like having a bank account they can use for their medical, dental and vision expenses. An employer can also write off 100% of the costs related to it’s HSA and all expenses are tax-free to employees. In recent HR surveys, having an HSA is also a leading reason why an employee chooses to stay with an employer.

At any health or wellness merchant worldwide. Swipe to pay for medical expenses at doctor’s offices, pharmacies, dentist offices, vision care as well as many other modern treatments from a variety of expert practitioners. Click here to see the full list of expenses covered with Aya Mastercard®.

Your employer allocates a specific amount.  You will be notified of the amount and then simply use your Aya Mastercard® to pay for eligible expenses up to your allotted allowance.

Ask your employer to contact Aya or refer them to the website:

Awesome. We have the answers – call us duing normal work hours from 9AM to 5PM EST at 888-427-6682.

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Quick call to walkthrough the experience with an Aya success specialist.

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