Canada's #1

Employee Benefits Solution

Premium Health & Wellness Spending Accounts

Greater Coverage, Smarter Savings, Powered by AI Technology.

Trusted and Valued by Employers of All Sizes and Sectors

Aya Advantages:

Introducing a New Era of Healthcare Benefits

Aya is transforming healthcare benefits to meet the needs of today.

Trusted by over 180 companies, with 6+ years in business and 100% year-over-year growth, Aya is removing financial barriers to access health and wellness for all Canadians.

Advisors

Boost Your Earnings by 4x
Partner with a leading Canadian health technology company.
Advisor Platform: Simplify client onboarding and management in one place.
Industry-Leading Reporting: Get detailed, custom reports for every client.
Innovative Solutions: Provide clients with Canada’s most cost-effective automated platform.

Employers

Attract and Retain Talent
For self-employed professionals and businesses of all sizes.
Tax-Free: HSA reimbursements are non-taxable; WSAs are taxable.
Cost Certainty: Save up to $2,000 annually with no year-over-year cost increases or premiums. Unused funds are returned.
Flexibility: Tailored solutions for your business and employees.

Employees

It’s your money, your choice.
Spend freely on the health and wellness expenses that matter most to you.
Simple: No out-of-pocket costs, no premiums, and no category limits.
Fast: Get reimbursed for your claims quicker than with any other provider.
Inclusive: Aya is designed for the entire family.

Product Choice

Aya is the top-rated health and wellness app in Canada for a reason: We’re redefining what’s possible in healthcare innovation. So, ditch the status quo and discover a new world of benefits today.

Digital Wallet

Digital Wallet + Visa Card

Plan Choice

Unlike traditional insurance, Aya can empower you to do more, with ease. Even if you’re already using HSAs/WSAs, our AI-powered tech can help you reduce costs and accomplish more than you ever thought possible. More features, less cost. That’s Aya. Revolutionize Your Employee Benefits with Aya!

HSA

Health Spending Account

100% tax-free benefit for corporations and employees. Functions like a designated bank account for covering medical, dental, vision expenses, and other costs aligned with traditional insurance.

WSA

Wellness Spending Account

A taxable employer-funded benefit designed to support and encourage wellness and healthy living for expenses, including those covered by an HSA and beyond, such as flights, Apple Watches, and gym memberships.

HSA/WSA​

Health + Wellness Spending Account​​

An all in one combined solution! Where the employer allocates funds into both an HSA and WSA bucket for their employees.

FLEX​​

Health + Wellness Spending Account​​ with Flex Enablement

A flexible, all-in-one solution where the employer allocates a lump sum, and the employee decides how to divide it between the HSA and WSA.

The Aya Tech

Our secure, AI-powered customizable health and wellness spending accounts are propelling businesses into a new era – one where you save more by doing less.

Get more while saving $2000+/year per employee when you use our benefits

Backed by Leading Security and Compliance Experts for FinTech Businesses

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